How to receive a remittance sent to Alipay.

There are two available methods for receiving funds through Alipay in China. Foreign nationals can also receive funds, provided that they have completed real-name verification and recipient account setup on Alipay.

1. Receive funds through your Alipay Wallet
   • No bank account linking is required, making it easier to receive funds.
   • Hong Kong and Macao residents can also receive funds through their Alipay Wallet if they have a Mainland Travel Permit.
   • For foreign nationals, if they hold a passport or a Foreign Permanent Resident ID, they can receive funds through the Alipay wallet once they have completed real-name verification, agreed to the terms and conditions, and completed the recipient setup. (If real-name verification and recipient setup are completed using a Foreign Permanent Resident ID, funds can be received through the Alipay wallet / If real-name verification and recipient setup are completed using a foreign passport, funds can be received through either the Alipay wallet or the Alipay Travel Wallet.)
2. Receive funds through a bank account linked to Alipay
   • You must verify your name, ID type, and ID number, and add a bank card to receive the funds successfully.

◈ To receive funds through Alipay, please follow the steps below:

1. Please check the recipient's account information:
   • Recipient's Alipay ID
   •  Recipient's exact first and last name in English, as entered when opening the bank account linked to Alipay
2. Please refer to the tutorial for instructions on receiving funds through your Alipay Wallet or a linked bank account.
   •  View the Alipay Account Linking and Remittance Tutorial ↗ 
   •  The tutorial is available in English and Chinese only.

◈ To receive funds through your Alipay Wallet, please follow the steps below:

     Depending on the recipient's payment priority settings, the funds may be paid to a bank card instead.

1. Set your payment preference:
     1) The recipient must complete real-name verification in the Alipay app.
     2) Agree to the Wallet service terms.
     3) Set Wallet as the preferred payment method.
   
2. The remittance purpose must be selected as either "Salary" or "Family Support" by the sender when applying for the transfer.
   

※ If the recipient is unable to link a bank account, please try one of the following:

1. Select a different bank account.
2. Contact the bank linked to Alipay to update the account information.

※ Please refer to the following information before sending your remittance:

• Each recipient can receive funds a maximum of 15 times per month, including both Wallet and bank card transactions.
• The annual receiving limit for Alipay is 800,000 CNY.(This limit applies to the combined annual receiving limits of the Alipay wallet and bank cards. Depending on the circumstances, Alipay may require additional documents, such as proof of income. Additionally, different receiving limits may apply to foreign nationals.)
• Transfers to business or corporate accounts are not available.
• Funds cannot be received through an account belonging to someone other than the recipient whose account information was entered when making the transfer.
• The transfer can only be completed if the bank account linked to Alipay is valid and accurate.
• The remittance may be cancelled if the recipient's name does not match the name registered on their Alipay account, or if the phone number or email address linked to Alipay is entered incorrectly.
• The remittance may be cancelled if the receiving method is not successfully linked through the Alipay app within 48 hours.
• Refunds generally take approximately 2–3 business days (weekdays) from the date the refund is requested or the remittance is cancelled.